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and volunteers shall be excess of the Consultant's insurance and shall not be called upon to contribute
<br />with it in any way.
<br />(C) Workers' Compensation and Employers Liability Coverage.
<br />The insurer shall agree to waive all rights of subrogation against the City, its directors, officials,
<br />officers, employees, agents and volunteers for losses paid under the terms of the insurance policy
<br />which arise from work performed by the Consultant.
<br />(D) All Coverages. Each insurance policy required by this
<br />Agreement shall be endorsed to state that: (A) coverage shall not be suspended, voided, reduced or
<br />canceled except after thirty (30) days prior written notice by certified mail, return receipt requested,
<br />has been given to the City; and (B) any failure to comply with reporting or other provisions of the
<br />policies, including breaches of warranties, shall not affect coverage provided to the City, its directors,
<br />officials, officers, employees, agents and volunteers.
<br />3.2.10.4 Separation of Insureds: No Special Limitations. All insurance
<br />required by this Section shall contain standard separation of insureds provisions. In addition, such
<br />insurance shall not contain any special limitations on the scope of protection afforded to the City, its
<br />directors, officials, officers, employees, agents and volunteers.
<br />3.2.10.5 Deductibles and Self -Insurance Retentions. Any deductibles or
<br />self-insured retentions must be declared to and approved by the City. Consultant shall guarantee that,
<br />at the option of the City, either: (1) the insurer shall reduce or eliminate such deductibles or self-
<br />insured retentions as respects the City, its directors, officials, officers, employees, agents and
<br />volunteers; or (2) the Consultant shall procure a bond guaranteeing payment of losses and related
<br />investigation costs, claims and administrative and defense expenses.
<br />3.2.10.6 Acceptability of Insurers. Insurance is to be placed with
<br />insurers with a current A.M. Best's rating no less than A: VIII, licensed to do business in California,
<br />and satisfactory to the City.
<br />3.2.10.7 Verification of Coverage. Consultant shall furnish City with
<br />original certificates of insurance and endorsements effecting coverage required by this Agreement on
<br />forms satisfactory to the City. The certificates and endorsements for each insurance policy shall be
<br />signed by a person authorized by that insurer to bind coverage on its behalf, and shall be on forms
<br />provided by the City if requested. All certificates and endorsements must be received and approved
<br />by the City before work commences. The City reserves the right to require complete, certified copies
<br />of all required insurance policies, at any time.
<br />3.2.11 Safety. Consultant shall execute and maintain its work so as to avoid injury or
<br />damage to any person or property. In carrying out its Services, the Consultant shall at all times be in
<br />compliance with all applicable local, state and federal laws, rules and regulations, and shall exercise all
<br />necessary precautions for the safety of employees appropriate to the nature of the work and the
<br />conditions under which the work is to be performed. Safety precautions as applicable shall include,
<br />but shall not be limited to: (A) adequate life protection and life saving equipment and procedures, (B)
<br />instructions in accident prevention for all employees and subcontractors, such as safe walkways,
<br />scaffolds, fall protection ladders, bridges, gang planks, confined space procedures, trenching and
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