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3.2. 10 Insurance. <br />3.2.10.1 Time for Compliance. Consultant shall not commence <br />Work under this Agreement until it has provided evidence satisfactory to the City that it has <br />secured all insurance required under this section. In addition, Consultant shall not allow any <br />subcontractor to commence work on any subcontract until it has provided evidence satisfactory <br />to the City that the subcontractor has secured all insurance required under this section. <br />3.2.10.2 Minimum Requirements. Consultant shall, at its expense, <br />procure and maintain for the duration of the Agreement insurance against claims for injuries to <br />persons or damages to property which may arise from or in connection with the performance of <br />the Agreement by the Consultant, its agents, representatives, employees or subcontractors. <br />Consultant shall also require all of its subcontractors to procure and maintain the same insurance <br />for the duration of the Agreement. Such insurance shall meet at least the following minimum <br />levels of coverage: <br />(A) Minimum Scope of Insurance. Coverage shall be at least as <br />broad as the latest version of the following: (1) General Liability: Insurance Services Office <br />Commercial General Liability coverage (occurrence form CG 0001); (2) Automobile Liability: <br />Insurance Services Office Business Auto Coverage form number CA 0001, code 1 (any auto); <br />and (3) Workers' Compensation and Employer's Liability: Workers' Compensation insurance as <br />required by the State of California and Employer's Liability Insurance. <br />(B) Minimum Limits of Insurance. Consultant shall maintain <br />limits no less than: (1) General Liability: $1,000,000 per occurrence for bodily injury, personal <br />injury and property damage. If Commercial General Liability Insurance or other form with <br />general aggregate limit is used, either the general aggregate limit shall apply separately to this <br />Agreement/location or the general aggregate limit shall be twice the required occurrence limit; <br />(2) Automobile Liability: $1,000,000 per accident for bodily injury and property damage; and (3) <br />Workers' Compensation and Employer's Liability: Workers' Compensation limits as required by <br />the Labor Code of the State of California. Employer's Liability limits of $1,000,000 per accident <br />for bodily injury or disease. <br />3.2.10.3 Professional Liability. Consultant shall procure and <br />maintain, and require its sub -consultants to procure and maintain, for a period of five (5) years <br />following completion of the Services, errors and omissions liability insurance appropriate to their <br />profession. Such insurance shall be in an amount not less than $1,000,000 per claim, and shall <br />be endorsed to include contractual liability. <br />3.2.10.4 Insurance Endorsements. The insurance policies shall <br />contain the following provisions, or Consultant shall provide endorsements on forms supplied or <br />approved by the City to add the following provisions to the insurance policies: <br />(A) General Liability. The general liability policy shall be <br />endorsed to state that: (1) the City, its directors, officials, officers, employees, agents and <br />volunteers shall be covered as additional insured with respect to the Work or operations <br />performed by or on behalf of the Consultant, including materials, parts or equipment furnished in <br />RV PUB\NSTUBBS\743672. 1 <br />4 <br />