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Subordinate Housing Tax Allocation Revenue <br />Refunding Bonds Series 2004 <br />Gross Debt Service Comparison <br />Date Principal Coupon Interest New DIS OLD D/S Savings <br />08/01/2004 <br />- <br />- <br />- <br />- <br />321,330.63 <br />321,330.63 <br />08/01/2005 <br />175,000.00 <br />1.600% <br />338,954.23 <br />513,954.23 <br />511,586.26 <br />(2,367.97) <br />08/01/2006 <br />200,000.00 <br />2.100% <br />308,484.50 <br />508,484.50 <br />504,698.76 <br />(3,785.74) <br />08/01/2007 <br />205,000.00 <br />2.600% <br />304,284.50 <br />509,284.50 <br />507,593.76 <br />(1,690.74) <br />08/01/2008 <br />215,000.00 <br />3.100% <br />298,954.50 <br />513,954.50 <br />509,843.76 <br />(4,110.74) <br />08/01/2009 <br />220,000.00 <br />3.400% <br />292,289.50 <br />512,289.50 <br />511,428.76 <br />(860.74) <br />08/01/2010 <br />230,000.00 <br />3.650% <br />284,809.50 <br />514,809.50 <br />512,328.76 <br />(2,480.74) <br />08/01/2011 <br />240,000.00 <br />3.900% <br />276,414.50 <br />516,414.50 <br />512,523.76 <br />(3,890.74) <br />08/01/2012 <br />245,000.00 <br />4.050% <br />267,054.50 <br />512,054.50 <br />506,993.76 <br />(5,060.74) <br />08/01/2013 <br />255,000.00 <br />4.200% <br />257,132.00 <br />512,132.00 <br />510,993.76 <br />(1,138.24) <br />08/01/2014 <br />270,000.00 <br />4.350% <br />246,422.00 <br />516,422 <br />00 <br />513,953.76 <br />(2,468.24) <br />08/01/2015 <br />280,000.00 <br />4.500% <br />234,677.00 <br />514,677.00 <br />510,843.76 <br />(3,833.24) <br />08/01/2016 <br />295,000.00 <br />4.600% <br />222,077.00 <br />517,077.00 <br />511,923.76 <br />(5,153.24) <br />08/01/2017 <br />305,000.00 <br />4.700% <br />208,507.00 <br />513,507.00 <br />511,305.00 <br />(2,202.00) <br />08/01/2018 <br />325,000.00 <br />4.800% <br />194,172.00 <br />519,172.00 <br />514,767.50 <br />(4,404.50) <br />08/01/2019 <br />335,000.00 <br />4.900% <br />178,572.00 <br />513,572.00 <br />512,00500 <br />(1,567.00) <br />08/01/2020 <br />530,000M <br />5.000% <br />162,157.00 <br />692,157.00 <br />688,323.76 <br />(3,833.24) <br />08/01/2021 <br />560,000.00 <br />5.050% <br />135,657.00 <br />695,657.00 <br />692,698.76 <br />(2,958.24) <br />08/01/2022 <br />585,000M <br />5.100% <br />107,377.00 <br />692,377.00 <br />689,930.00 <br />(2,447.00) <br />08/01/2023 <br />345,000.00 <br />5.140% <br />77,542.00 <br />422,542.00 <br />419,900.00 <br />(2,642.00) <br />08/01/2024 <br />370,000.00 <br />5.170% <br />59,809.00 <br />429,809.00 <br />424,440.00 <br />(5,369.00) <br />08/01/2025 <br />380,000.00 <br />5.200% <br />40,680.00 <br />420,680.00 <br />417,430.00 <br />(3,250.00) <br />08/01/2026 <br />400,000.00 <br />5.230% <br />20,920.00 <br />420,920.00 <br />419,490.00 <br />(1,430.00) <br />Total <br />$6,965,000.00 <br />- <br />$4,516,946.73 <br />$11,4819946.73 <br />$11,736,333.27 <br />$254,386.54 <br />PV Analysis Summary (Gross to Gross) <br />Gross PV Debt Service Savings <br />Transfers from Prior Issue DSR Fund <br />Amount deposited into new DSR Fund <br />Contingency or Rounding Amount <br />Net Present Value Benefit <br />Net PV Benefit/ $6,355,000 Refunded Principal <br />Net PV Benefit/ $6,965,000 Refunding Principal <br />287,097.17 <br />_.__... (642,702.00) <br />..649.758.05 <br />2,533.92 <br />$296,687.14 <br />4.669% <br />4.260% <br />Refunding Bond Information <br />Refunding Dated Date 6/29/2004 <br />Refunding Delivery Date 6/29/2004 <br />RFD Series 2001A-XLCAP I SINGLE PURPOSE 1 6/72004 1 9:41 AM <br />