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Community Investment Corporation 7- 201 North E Street Suite 202 0 San Bernardino, CA 92401 (909) 383-0242 FAX (909) 383-0248 Overview Community Investment Corporation (CIC) is a not-for-profit, 501 (D (3), established in 1994. CIC has been certified as a Community Development Financial Institution (CDFI) by the U. S. Department Treasury and the State of California and as a Community Development Entity (CDE) by the U.S. Department of Treasury. CIC has also been certified by the U.S. Small Business Administration as a Micro Loan Program Intermediary. CIC's dedicated focus is to create business and affordable housing opportunities. The financial resources raised by CIC, from public and private sources, benefit the community by assisting entrepreneurs in creating and retaining jobs and for individuals in making the American dream of home ownership come true. Working with other entities, CIC maximizes acquired resources and leverages them to accomplish its mission through administering the following types of programs, the Micro -Enterprise Loan Program, Mentoring and Coaching for entrepreneurs one-on-one, Down Payment Assistance Programs, and the Family Self -Sufficiency Loan Program (operated under contract for the Riverside County Department of Community Action). The intent of these programs is to provide access to capital to those who are unable to secure financing from traditional sources. CIC has a particular focus on borrowers who have traditionally had more difficulty in obtaining financing. Through February, 2005, CIC has provided technical assistance to over 1300 entrepreneurs. Approximately $INEllion in micro loans has been extended to 98 businesses. CIC has created over 287 jobs. Over 100 households were assisted to purchase homes. CIC has assisted 82 families to pursue cottage industry activities, maintain employment, and to obtain or retain housing through the Family Self -Sufficiency Loan Program. In its role as a financial intermediary, CIC partners with the Community Action Partnership of Riverside County (CAP) in implementing the Individual Development Account Program (IDA). CIC works in collaboration with many public, non profit and private entities to carry out our mission. Aside from the programs CIC operates, CIC works to assist communities to maximize resources to carry out community, economic and redevelopment activities. As part of our services, is the capability to assist to develop and to implement projects and programs. CIC ir --- -I.!-