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3.2.9 Insurance. <br />3.2.9.1 Time for Compliance. Contractor shall not commence Work under this <br />Agreement until it has provided evidence satisfactory to the City that it has secured all <br />insurance required under this section. In addition, Contractor shall not allow any subcontractor <br />to commence work on any subcontract until it has provided evidence satisfactory to the City that <br />the subcontractor has secured all insurance required under this section. <br />3.2.9.2 Minimum Requirements. Contractor shall, at its expense, procure and <br />maintain for the duration of the Agreement insurance against claims for injuries to persons or <br />damages to property which may arise from or in connection with the performance of the <br />Agreement by the Contractor, its agents, representatives, employees or subcontractors. <br />Contractor shall also require all of its subcontractors to procure and maintain the same <br />insurance for the duration of the Agreement. Such insurance shall meet at least the following <br />minimum levels of coverage: <br />(A) Minimum Scope of Insurance. Coverage shall be at least as <br />broad as the latest version of the following: (1) General Liability: <br />Insurance Services Office Commercial General Liability coverage <br />(occurrence form CG 0001); (2) Automobile Liability: Insurance <br />Services Office Business Auto Coverage form number CA 0001, <br />code 1 (any auto); and (3) Workers' Compensation and <br />Employer's Liability: Workers' Compensation insurance as <br />required by the State of California and Employer's Liability <br />Insurance. <br />(B) Minimum Limits of Insurance. Contractor shall maintain limits no <br />less than: (1) General Liability: $1,000,000 per occurrence for <br />bodily injury, personal injury and property damage. If Commercial <br />General Liability Insurance or other form with general aggregate <br />limit is used, either the general aggregate limit shall apply <br />separately to this Agreement/location or the general aggregate <br />limit shall be twice the required occurrence limit; (2) Automobile <br />Liability: $1,000,000 per accident for bodily injury and property <br />damage; and (3) Workers' Compensation and Employer's Liability. <br />Workers' Compensation limits as required by the Labor Code of <br />the State of California. Employer's Liability limits of $1,000,000 <br />per accident for bodily injury or disease. <br />3.2.9.3 Insurance Endorsements. The insurance policies shall contain the <br />following provisions, or Contractor shall provide endorsements on forms supplied or approved <br />by the City to add the following provisions to the insurance policies: <br />(A) General Liability. The general liability policy shall be endorsed to <br />state that: (1) the City, its directors, officials, officers, employees, <br />agents and volunteers shall be covered as additional insured with <br />respect to the Work or operations performed by or on behalf of the <br />Contractor, including materials, parts or equipment furnished in <br />connection with such work; and (2) the insurance coverage shall <br />be primary insurance as respects the City, its directors, officials, <br />officers, employees, agents and volunteers, or if excess, shall <br />Page 5 of 16 <br />