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(2) the insurance coverage shall be primary insurance as respects the
<br />City, its directors, officials, officers, employees, agents and volunteers, or
<br />if excess, shall stand in an unbroken chain of coverage excess of the
<br />Consultant's scheduled underlying coverage. Any insurance or self-
<br />insurance maintained by the City, its directors, officials, officers,
<br />employees, agents and volunteers shall be excess of the Consultant's
<br />insurance and shall not be called upon to contribute with it in any way.
<br />(B) Automobile Liability. The automobile liability policy shall be endorsed to
<br />state that: (1) the City, its directors, officials, officers, employees, agents
<br />and volunteers shall be covered as additional insureds with respect to the
<br />ownership, operation, maintenance, use, loading or unloading of any auto
<br />owned, leased, hired or borrowed by the Consultant or for which the
<br />Consultant is responsible; and (2) the insurance coverage shall be
<br />primary insurance as respects the City, its directors, officials, officers,
<br />employees, agents and volunteers, or if excess, shall stand in an
<br />unbroken chain of coverage excess of the Consultant's scheduled
<br />underlying coverage. Any insurance or self-insurance maintained by the
<br />City, its directors, officials, officers, employees, agents and volunteers
<br />shall be excess of the Consultant's insurance and shall not be called
<br />upon to contribute with it in any way.
<br />(C) Workers' Compensation and Employers Liability Coverage. The insurer
<br />shall agree to waive all rights of subrogation against the City, its directors,
<br />officials, officers, employees, agents and volunteers for losses paid under
<br />the terms of the insurance policy which arise from work performed by the
<br />Consultant.
<br />(D) All Coverages. Each insurance policy required by this Agreement shall
<br />be endorsed to state that: (A) coverage shall not be suspended, voided,
<br />reduced or canceled except after thirty (30) days prior written notice by
<br />certified mail, return receipt requested, has been given to the City; and
<br />(B) any failure to comply with reporting or other provisions of the policies,
<br />including breaches of warranties, shall not affect coverage provided to the
<br />City, its directors, officials, officers, employees, agents and volunteers.
<br />3.2.10.5 Separation of Insureds; No Special Limitations. All insurance required
<br />by this Section, except professional liability, shall contain standard separation of insureds
<br />provisions. In addition, such insurance shall not contain any special limitations on the scope of
<br />protection afforded to the City, its directors, officials, officers, employees, agents and volunteers.
<br />3.2.10.6 Deductibles and Self -Insurance Retentions. Any deductibles or self-
<br />insured retentions must be declared to and approved by the City. Consultant shall guarantee
<br />that, at the option of the City, either: (1) the insurer shall reduce or eliminate such deductibles
<br />or self-insured retentions as respects the City, its directors, officials, officers, employees, agents
<br />and volunteers; or (2) the Consultant shall procure a bond guaranteeing payment of losses and
<br />related investigation costs, claims and administrative and defense expenses.
<br />3.2.10.7 Acceptability of Insurers. Insurance is to be placed with insurers with a
<br />current A.M. Best's rating no less than A:VIII, licensed to do business in California, and
<br />satisfactory to the City.
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