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3.2.10.2 Minimum Requirements. Consultant shall, at its expense, <br />procure and maintain for the duration of the Agreement insurance against claims for injuries to <br />persons or damages to property which may arise from or in connection with the performance of <br />the Agreement by the Consultant, its agents, representatives, or employees. Insurance <br />maintained by Consultant shall meet at least the following minimum levels of coverage: <br />(A) Minimum Scope of Insurance. Coverage shall be at least as <br />broad as the latest version of the following: (1) General Liability: Insurance Services Office <br />Commercial General Liability coverage (occurrence form CG 0001); (2) Automobile Liability: <br />Insurance Services Office Business Auto Coverage form number CA 0001, code 8 and 9; and <br />(3) Workers' Compensation and Employer's Liability: Workers' Compensation insurance as <br />required by applicable state law and Employer's Liability Insurance. <br />(B) Minimum Limits of Insurance. Consultant shall maintain <br />limits no less than: (1) General Liability: $1,000,000 per occurrence for bodily injury, personal <br />injury and property damage. If Commercial General Liability Insurance or other form with <br />general aggregate limit is used, either the general aggregate limit shall apply separately to this <br />Agreement/location or the general aggregate limit shall be twice the required occurrence limit; <br />(2) Automobile Liability: $1,000,000 per accident for bodily injury and property damage; and (3) <br />Workers' Compensation and Employer's Liability: Workers' Compensation limits as required by <br />applicable state law. Employer's Liability limits of $1,000,000 per accident for bodily injury or <br />disease. <br />3.2.10.3 Professional Liability. Consultant shall procure and <br />maintain , and require its subcontractors to procure and maintain, during the period of the <br />agreement and for a period of five (5) years following completion of the Services, errors and <br />omissions liability insurance appropriate to their profession. Such insurance shall be in an <br />amount not less than $1,000,000 per claim. <br />3.2.10.4 Insurance Documentation. Consultant shall provide <br />standard confirmation of insurance coverage acceptable to the City. Any deductibles or self- <br />insured retentions must be declared to the City. Consultant shall provide notice to the City if any <br />insurance coverage required under this Agreement is suspended, voided, reduced, or canceled. <br />Such notice shall be provided thirty days prior to the effective date of any such suspension, <br />voiding, reduction, or cancellation or within fifteen days after Consultant receives notification of <br />any such suspension, voiding, reduction or cancellation, whichever occurs later. Consultant shall <br />also require all of its subcontractors to provide proof of professional insurance coverage <br />acceptable to the City and shall promptly notify the City of any material changes in the levels of <br />insurance maintained by its subcontractors. <br />3.2.10.7 Acceptability of Insurers. Insurance is to be placed with <br />insurers with a current A.M. Best's rating no less than ANII, or of equivalent financial size and <br />rating satisfactory to the City. <br />3.2.10.8 Verification of Coverage. Consultant shall furnish City <br />with original certificates of insurance and endorsements effecting coverage required by this <br />Agreement on forms satisfactory to the City. The certificates and endorsements for each <br />4 <br />ORANGE\MCONZELMAN\30985.1 <br />