2009 RES R-26-09 - Laserfiche WebLink

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City of Cotton's Identified Red Flags are as Follows: Alerts, notifications or other warnings received from consumer reporting agencies or service providers providing fraud protection services: 0 Fraud or active duty alerts from consumer reports. 0 Notice of a credit freeze from a consumer reporting agency in response to request for a consumer report. 0 Notice of address discrepancy provided by a consumer reporting agency. 0 A consumer report indicates a pattern of activity that is inconsistent with the history or usual pattern of activity of a customer or applicant. 0 Recent significant increase in the volume of inquiries of the customer's credit. Unusual number of recently established credit relationships. A material change in the use of credit, especially in regards to credit relationships recently established. A customer had an account with City of Colton or any other creditor that was closed for cause or identified for abuse of account privileges. Suspicious Documents: Documents used for identification purposes appear to have been altered or forged. The photograph or physical description on the identification documents, do not match the appearance of the person presenting the identification. Other information in identification documents does not match the information provided by the individual presenting the identification documents. Other information in the identification documents does not match the information on file with City of Colton. The application to open the account appears to have been forged, altered, or gives the appearance of having been destroyed and reassembled. Suspicious Personal Identifying Information: Personal information provided is inconsistent with information provided by an external source, for example where the address provided does not match the address contained in a consumer report. 3